Terms of Service

The following Terms and Conditions apply to the use of this Web site as well as all transactions conducted through the site or referrals created through use of the site.

 

Legal Notice

Credit Card will show billing from "OAKTREEFINANCING."

All notices from Oak Tree Financing, Inc. to you may be posted on our Website and will be deemed delivered within thirty (30) days after posting. Notices from You to Oak Tree Financing, Inc. shall be made either by e-mail, sent to the address we provide on our Web site, or first class mail to our address at:

30 Wall Street, 8th Floor
New York City, NY 10005

Delivery shall be deemed to have been made by You to Oak Tree Financing, Inc. five (5) days after the date sent.

 

Acceptance of Agreement

You agree to the terms and conditions outlined in this Terms of Use Agreement (“Agreement”) with respect to our site (the “Site”). This Agreement constitutes the entire and only agreement between you and us, and supersedes all prior or contemporaneous agreements, representations, warranties and understandings with respect to the Site, the content, products or services provided by or through the Site, and the subject matter of this Agreement. We may amend this Agreement at any time and from time to time without notice to you, or authorization by you. The latest version of this Agreement will be posted on the Site, and you should review this Agreement prior to using the Site. All changes to this Agreement will be effective immediately upon posting to the Site. It is your responsibility to review this Agreement on a regular basis to keep yourself informed of any changes or additions. If you disagree with any changes or additions to this Agreement, you must immediately cease using or accessing this Site in any manner. By opting into to any of Oak Tree Financing's forms, pages, sites, phone blasts, online ads or landing pages you agree that you are entering into a customer consultant relationship with Oak Tree Financing, Inc. This agreement supersedes any agreement you may have now or in the future with any of Oak Tree Financing's affiliates, vendors, partners, agents, reps, or service providers. Your ongoing access or use of the Site after any changes or additions to this Agreement will be deemed acceptance of the changes and additions.

 

Copyright

All content appearing on this Web site is the property of:

Oak Tree Financing, Inc.

Copyright © 2011 Oak Tree Financing, Inc. All rights reserved. As a user, you are authorized only to view, copy, print, and distribute documents on this Web site so long as (1) the document is used for informational purposes only, and (2) any copy of the document (or portion thereof) includes the following copyright notice: Copyright © 2011 Oak Tree Financing, Inc. All rights reserved.

 

Trademarks

All brand, product, service, and process names appearing on this Web site are trademarks of their respective holders. Reference to or use of a product, service, or process does not imply recommendation, approval, affiliation, or sponsorship of that product, service, or process by Oak Tree Financing, Inc. Nothing contained herein shall be construed as conferring by implication, estoppel, or otherwise any license or right under any patent, copyright, trademark, or other intellectual property right of Oak Tree Financing, Inc. or any third party, except as expressly granted herein.

 

Use Of Site

This site may contain other proprietary notices and copyright information, the terms of which must be observed and followed. Information on this site may contain technical inaccuracies or typographical errors. Information, including product pricing and availability, may be changed or updated without notice. Oak Tree Financing, Inc. and its subsidiaries reserve the right to refuse service, terminate accounts, and/or cancel orders in its discretion, including, without limitation, if Oak Tree Financing, Inc. believes that customer conduct violates applicable law or is harmful to the interests of Oak Tree Financing, Inc. and its subsidiaries.

 

Privacy Policy

Oak Tree Financing, Inc. use of personal information that you may submit to Oak Tree Financing, Inc. through this Web site is governed by the Oak Tree Financing, Inc. Privacy Policy.

 

Consumer Agreement

Issuance of credit is based upon many factors, including history of bankruptcy and your credit score. You could expect to have to document your income if your credit score is less than 700, and you may qualify for an unsecured credit line if your credit is greater than 700 without income verification. We do not guarantee any approvals. All approval are subject to underwriting approval.

If you have had a bankruptcy in the past 10 years, at this time we are unable to assist you.

Please note that there are NO REFUNDS for our processing fee. Only if Oak Tree Financing and its Partners are able to successfully secure funding for you, will you be charged a processing fee. Processing fees will be charged upon funding approval, even if you choose to cancel your line of credit, if approved by the underwriters- you will still be charged the processing fee.

If applying for merchant services all application fees and marketing fees are non-refundable, regardless of vendor approval for merchant services.

Oak Tree Financing is not responsible or liable for funding received or use or misuse of funds that a customer may qualify for.

 

Changes to the Site/Updates/Terms

Oak Tree Financing, Inc. may make changes to the Content, Service or the products provided by Oak Tree Financing, at any time without notice. Oak Tree Financing, Inc. makes no commitment to update Content or Service or site. Oak Tree Financing, Inc. reserves the right to make changes to its site and these disclaimers, terms, and conditions at any time. Your access or use of the site, Content or Service subsequent to such a change will signify your assent to be bound by such changes.

 

Warranties

The Content included in this Web site has been compiled from a variety of sources and is subject to change without notice as are any products, programs, offerings, or technical information described in this Web site. Oak Tree Financing, Inc. makes no representation or warranty whatsoever regarding the completeness, quality, or adequacy of the Web site or Content, or the suitability, functionality, or operation of this Web site or its Content. By using this Web site, you assume the risk that the Content on this Web site may be inaccurate, incomplete, offensive, or may not meet your needs and requirements. Oak Tree Financing, Inc. SPECIFICALLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NONINFRINGEMENT WITH RESPECT TO THESE WEB PAGES AND CONTENT. IN NO EVENT WILL Oak Tree Financing, Inc. BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

-- OR Depending on State --

The information and content on this server is provided "as is" with no warranty of any kind, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Any warranty that is provided in connection with any of the products and services described on this Web site is provided by the advertiser or manufacturer only, and not by Oak Tree Financing, Inc.

The references and descriptions of products or services within the Web site materials are provided "as is" without any warranty of any kind, either express or implied. Oak Tree Financing, Inc. is not liable for any damages, including any consequential damages, of any kind that may result to the user from the use of the materials on this Web site or of any of the products or services described hereon.

The descriptions of, and references to, products, services and companies on this Web site are the sole responsibility of the companies providing the information ("advertisers"), and not Oak Tree Financing, Inc..

The inclusion of material on this server does not imply any endorsement by Oak Tree Financing, Inc., which makes no warranty of any kind with respect to the subject matter of the server materials advertised.

A possibility exists that the server materials could include inaccuracies or errors. Additionally, a possibility exists that unauthorized additions, deletions, and alterations could be made by third parties to the server materials. Although Oak Tree Financing, Inc. tries to ensure the integrity and the accurateness of the server materials, it makes no guarantees about their correctness or accuracy. Before relying on any representation made in any of the server materials, check with the advertiser of the product or service to ensure that the information you are relying upon is correct.

 

General Disclaimer

THIS SITE IS PROVIDED BY Oak ON AN "AS IS" BASIS. OAK TREE FINANCING, INC. MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS SITE. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, OAK TREE FINANCING, INC. DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

Although Oak Tree Financing, Inc. has attempted to provide accurate information on this website, Oak Tree Financing, Inc. assumes no responsibility for the accuracy or completeness of the information. Oak Tree Financing, Inc. may change the programs or services mentioned on this site at any time without notice, but Oak Tree Financing, Inc. makes no commitment to update the programs or services mentioned on this site in any respect.

OAK TREE FINANCING, INC. WILL NOT BE LIABLE UNDER ANY THEORY OF LAW, FOR ANY INDIRECT, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES, INCLUDING, BUT NOT LIMITED TO LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION OR DATA OR COSTS OF REPLACEMENT GOODS, ARISING OUT OF THE USE OR INABILITY TO USE THIS SITE OR ANY OAK TREE FINANCING, INC. SERVICE OR RESULTING FROM USE OF OR RELIANCE ON THE INFORMATION PRESENTED, EVEN IF OAK TREE FINANCING, INC. MAY HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

 

Return Policy

There are no refunds. Oak Tree Financing, Inc. reserves the right to change its payment procedures at any time without prior notice to you. All monies are considered earned in full upon funding approval.

 

Store Hours

Customer service is available as defined on the Contact Us section of this Web site.

 

Miscellaneous

VOID WHERE PROHIBITED: Although the information on this Web site is accessible worldwide, not all products or services discussed in this Web site are available to all persons or in all geographic locations or jurisdictions. Oak Tree Financing, Inc. and the advertisers each reserve the right to limit the provision of their products or services to any person, geographic area, or jurisdiction they so desire and to limit the quantities of any products or services that they provide. Any offer for any product or service made in the materials on this Web site is void where prohibited.

GOVERNING LAW: In the event of litigation both parties agree that the Laws of North Carolina, Davidson County, shall apply and both parties shall consent to the jurisdiction of Davidson County, NC, or in the event of diversity of citizenship, the United States District Court for the (District). Both parties expressly waive a trial by jury.

MISCELLANEOUS: The Terms and Conditions constitute the entire agreement between you and Oak Tree Financing, Inc. with respect to this Web site. The Terms and Conditions supersede all prior or contemporaneous communications and proposals, whether electronic, oral or written between you and Oak Tree Financing, Inc. with respect to this Web site. No modification of the Terms and Conditions shall be effective unless it is authorized by Oak Tree Financing, Inc. If any provision of the Terms and Conditions is found to be contrary to law, then such provision(s) shall be constructed in a manner to closely reflect, as much as possible, the intentions of the parties, with the other provisions remaining in full force and effect.